PM Jan Dhan Yojana Account: After assuming power at the center in 2014, Prime Minister Narendra Modi started the Jan Dhan Account Scheme. There are many benefits to this scheme. Recently, the central government has once again sent 500-500 rupees to this account.
Amidst the Corona crisis, the central and state governments are giving benefits of all their schemes through this account. By the way, opening a Jan Dhan account is very easy. If you have already got a savings account in a bank, then you can also convert that account into a PM Jan Dhan account.
Convert Old Bank Account to PM Jan Dhan Account
Step 1: Go to the bank branch first.
Step 2: Fill a form there and apply for RuPay card in lieu of your account.
Step 3: After filling the form, submit it to the bank.
Step 4: After this, your account will be converted into the Jan Dhan account.
What are the Benefits of Jan Dhan Yojana Account?
Many such facilities are available in the Prime Minister Jan Dhan Yojana account, for which payment has to be made in the general savings account.
1. Interest is received on the amount deposited in the Jan Dhan account.
2. The account holder gets a free mobile banking facility.
3. Jan Dhan's account holder can overdraft 10 thousand rupees from your account. That is, even if there is no money in the account, he can withdraw 10 thousand rupees.
4. However, this facility is available a few months after opening the account.
5. With this account, there is casualty insurance of two lakh rupees.
6. There is also an insurance of 30 thousand. On the death of the account holder, the person named by him gets it.
7. Account-holders can easily purchase insurance and pension schemes through this account.
8. There is no minimum balance required in this account. If you are taking the facility of a checkbook, then you have to maintain a minimum balance.
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Read a Related Blog:- Pradhan Mantri Jan Dhan Account Details
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